Do you have both a bank account and credit card linked and confirmed? Unless PayPal needs more info about you - having both a bank account and credit card should be sufficient.
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However I couldn't find it anywhere in the website.
It keeps saying my withdrawal limit is basically non-existent: -0.
I certainly haven't had any issues with funds being reversed to a customer, or any chargebacks, etc.
I accidentally withdrew money without checking that, no clue what can happen now.